Preheat your oven to 325 degrees.
Spray a 1/4-sheet pan with non-stick cooking spray.
Take the corn and blue corn tortilla chips and arrange them in a colorful display on the baking sheet in a single layer.
Next, top the tortillas chips with red pepper, orange pepper, red onion, black beans, and pinto beans making sure all the ingredients are spread out evenly.
In a medium bowl, mix together Monterey Jack, mozzarella and pepper jack. Sprinkle the cheese on top of the veggie and beans.
Place the sheet pan into the oven and bake until golden brown or until the cheese has melted.
Remove the sheet pan from the oven and garnish with Harry & David Texas Style Salsa, avocado, sour cream, pickled jalapeños, fresh jalapeños, and cilantro. Serve and enjoy!